Roth Ira Contribution Limits 2024 Calculator Single. The income limit for contributing to a roth ira in 2024 kicks in once an individual’s modified adjusted gross income hits $161,000, or $240,000 for married filing jointly. The 2024 roth ira income limits are less than $161,000 for single tax filers and less than $240,000 for those married filing jointly.
The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you’re younger than age 50. Those over 50 can contribute up to $8,000.